If you have a number of pensions set up by different employers over the years, then it’s a sensible idea to review these. Depending on your circumstances, we can help with:
Bringing your different pensions together into one plan
This may help reduce your overall charges and simplify pension scheme administration. Unlike some other non-advised services, we will assess whether your existing plans hold any valuable benefits that you may lose on switching – so it’s important to consider taking advice in this instance.
Ensuring you get value for money
Pension providers will charge you various fees to save for your retirement with them – some a lot more than others. We can help assess whether your current charges are justified, and if not, advise alternative plans which cost less.
Matching your pension investments to your objectives
Making sure the investments within your pension match your retirement plans can make all the difference. Many schemes assume a default retirement age and adjust your investments to match this end date. We can provide a more tailored approach; taking account of your specific retirement plans and attitude to different investment types.
Many older pension plans charge high fees when compared to modern day options.
Overpaying by even a fraction of a percent could reduce your pension by thousands at retirement.
Each person’s idea of retirement is unique – so having a personalised plan can help maximise your hard saved pension. We can help you determine your financial objectives to provide your ideal retirement by:
If you would like to discuss your retirement plans with a qualified adviser then contact us today.
We offer a free initial consultation and all our advice is completely independent and regulated by the Financial Conduct Authority.
CS Financial Management Limited is a company registered in England and Wales (no. 8303033).
CS Financial Management Limited is authorised and regulated by the Financial Conduct Authority.
Our financial services register number is 597343.
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